Your Mortgage Made Easy
Get your easy, hassle-free, digital mortgage here.
Welcome to The Kosmecki Team
The key to our success has been a combination of consistently offering the lowest possible PRICING or COST TO YOU and, above all, providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
Our team wants to get to know you so that one of our seasoned loan officers can offer you the ideal financing solution. We are proud to have helped finance thousands of loans, helping FAMILIES toward their goal of home ownership!
ALL-IN-ONE SOLUTION
Our Loan Process...
LOAN APPLICATION
A few documents are needed to get a loan file through underwriting.
PREAPPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
SHOP
Start working with a qualified real estate agent and viewing homes.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
Documentation is closely evaluated and compared to agency guidelines by the underwriter.
CLOSING
Sign your documents at the title company and GET the KEYS to YOUR NEW HOME!
Your Home Loan Could Be
Fully Funded 30 Days From Now
Fill out our streamlined, 100% online loan application. Get fast, custom loan quotes. Move through the approval process quickly and seamlessly. When you work with the David Kosmecki Mortgage Team for your home loan or refinance, closings often happen in less than 30 days!
3rd Party Client Reviews
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