First Time Buyer Options
When buying your first home, you will have questions, lots of them, we have answers!
Buying your first home is a very exciting. THE VERY FIRST STEP IS TO GET PRE-QUALIFIED!
We can help you do that for free. We call this “A CLEAR MORTGAGE PLAN”!
Our variety of loan options may even allow you to buy your first home with little money down. We always work to ensure the loan payments meet your unique needs and budget.
First-time home buyers have many questions, and our loan specialists are always available to provide personal attention. They can explain the application process, provide tips during your home search, and ensure that once you have a contract to purchase, the path to closing on your new home goes well. We can also match you with a trusted real estate agent through our partner networks.
The Lowdown First Time Homebuyer Programs
Do I Qualify?
require just $1,000
require 3 to 3.5% down payment.
Our First Time Buyer Options are More Numerous than Most Other Lenders.
We have programs for people with very limited funds to use. We offer programs that can ignore high student loan debt for Doctors. We have money saving options for Police, Fire, Medical Workers, Educators, Government Workers and Military both Active and Retired.
We’re here to make buying a home much easier, with tools and expertise that will help guide you along the way, starting with our FREE First Time Home Buyer Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you and your family!
- Complete our Simple First Time Buyer Mortgage Qualifier or
- Complete an Online Application
- Receive and Choose Options Based on Your Unique Criteria and Scenario
- Start Shopping for a New Home
- Fixed Rates
- Minnesota Housing
- Home Ready Mortgages
- FHA Mortgages
- VA Loans
- USDA Mortgages
- STaR Program for Local Heroes
- Chenoa Program
- Home Possible with HomeSmart Grant
- Lakeview National DPA
