15-Year Mortgage
15 Year Mortgages
The shorter length of this mortgage allows you to pay off your loan much more quickly. You also build equity at a much faster rate.
The Lowdown 15-Year Fixed Rate Mortgage…
Do I Qualify?
The interest rate on a 15-year mortgage is often slightly lower, so it is a great choice if the monthly payment amount is not an issue. You begin building equity quickly and reducing your total debt at the same time.
Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless.
This loan is fully amortized over 15 years with fixed monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll pay off your mortgage is half the time. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Borrowers often opt for a 30-year fixed-rate loan and voluntarily make larger payments to reduce their principle and shorten the life of the loan.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 15-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you, whether you’re a first-time home buyer or a seasoned investor.
The 15-Year Fixed Rate Mortgage Loan Process
Here’s how our home loan process works: This loan is fully amortized over 15 years with fixed monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate, and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Borrowers often opt for a 30-year fixed-rate loan and voluntarily make larger payments to reduce their principal and shorten the life of the loan.
- Complete our simple 15-Year Fixed Rate Mortgage Qualifier.
- Receive options based on your unique criteria and scenario
- Choose the offer that best fits your needs
- Adjustable Rate Mortgage (ARM)
- Conforming Loans
- Jumbo & Super Jumbo Loans
- FHA, VA, & USDAÂ Loans
- Terms from 5 to 30Â Years