30-Year Fixed Mortgages
30-Year Fixed Rate Mortgages are the Most Popular Choice
This mortgage length offers the most affordable payment of the fixed rate types.
The Lowdown 30 Year Fixed Rate Mortgage...
Do I Qualify?
As a rule, it is easier to qualify for a 30-year fixed-rate mortgage loan rather than for a shorter term loan, simply because of payment. If you are planning to be in your home for many years, a 30-year fixed interest loan would be a great decision
Our 30-Year Fixed Rates Are Low & Our Process is Quick & Painless
The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. This may be a good choice if you plan to stay in your home for seven years or longer. If you plan to move within seven years, then adjustable-rate loans are usually cheaper.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE 30-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The 30-Year Fixed Rate Mortgage Loan Process
Here’s how our home loan process works:
- Complete our simple 30-Year Fixed Rate Mortgage Qualifier
- Have a conversation with one of our specialists
- Receive options based on your unique criteria and scenario
- Choose the option that best fits your needs
- Fixed Rates
- Terms from 5 to 30 Years
- Conforming Loans with as little as 3% down
- Jumbo & Super Jumbo Loans
- FHA Loans with 3.5% Down Payment
- Bank Statement Loans
- VA Mortgages with Zero Down Payment
- USDA Loans with Zero Down Payment
- Bond Loans that require $1,000 Down Payment