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Insider Pro Credit Tips

Playlist

8 Videos
Review Your Report

Review Your Report

Aim for 30% Credit Untilization

Aim for 30% Credit Untilization

0:16
Limit Your Credit Inquires

Limit Your Credit Inquires

0:16
Boost a Thin Credit File

Boost a Thin Credit File

Keep Your Old Accounts

Keep Your Old Accounts

Deal with Your Past

Deal with Your Past

Consolidate Debt

Consolidate Debt

Use Credit Monitoring

Use Credit Monitoring

David Kosmecki

 
Branch Manager | Team Leader
 

NMLS # 265365 | 3925 

MN-MO-20425476

www.nmlsconsumeraccess.org

Equal Housing lender

Contact Us

  • 11108 Zealand Ave N, Suite 103, Champlin, MN 55316
  • 1821 University Ave West, Suite 125, Saint Paul, MN 55104
  • (763) 710-2610
  • david.kosmecki@KosmeckiTeam.com

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  • Purchase
  • Refinance
  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap
  • Purchase
  • Refinance
  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap

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@2025 Kind Lending, LLC Corporate Office is located at 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA 92707. For Advertisement Purpose Only. All Rights Reserved. NMLS #3925 #888-250-5463. For licensing information go to http://nmlsconsumeraccess.org/. This is not a commitment to lend. Credit and collateral are subject to approval. Program and other restrictions may apply. Programs, rates, terms, and conditions are subject to change without notice.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.
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