About Me

Who Is David Kosmecki?

Branch Manager, Team Leader & Senior Loan Officer

Hi, I am David Kosmecki.

Team Leader | Loan Officer

NMLS #265365 | 3925

Thank you for visiting my website!

Leading and inspiring the team at Kind Lending. A deep passion for every aspect of real estate, including sales, mortgage banking, and homebuilding, has guided my career. I ran a home-building company, started my lending firm, and understood how diverse markets, like Minnesota & Wisconsin can be that encompass a vast range of homebuyers, each with goals and needs. 

Thirty-plus years in the mortgage industry underscores my desire to be a team builder, a customer advocate, a problem-solver, and a marketing guru. Whether our client is a move-up, luxury home, first-time, or investment property buyer, I guide my team in doing three things: understanding the customer and their situation, supporting them in finding and obtaining the right mortgage from our comprehensive programs, and providing superior service while avoiding speed bumps, resolving credit challenges, and assuring a smooth borrowing process. 

My role as a team leader pairs the use of advanced technology and an emphasis on personalized client care in the daily operations of the Minnesota & Wisconsin branches. This dynamic blend of technology and team approach is at the core of our company’s distinctiveness within the mortgage lending industry. I make it my ongoing mission to serve the needs of clients in Minneapolis, St Paul, Rochester, Mankato, Faribault, Maple Grove, Ramsey, Plymouth, Milwaukee, Madison, Green Bay, Eau Claire, and Brainerd, and in a multitude of towns and cities that span the entire States of Minnesota and Wisconsin.

Our Mission:

We are making the mortgage process simpler, and creating information accessible to everyone– giving families the power to make sound financial decisions!