USDA
USDA Loans
The best choice when you plan to purchase away from Metro Areas. The program allows for
NO DOWNPAYMENT!
Get started today to see if you can take advantage of this great program that requires no downpayment!
The Lowdown on USDA Loans...
Why a USDA Loan?
Our USDA Loan Rates Are Low & Our Process is Quick & Painless
The United States Department of Agriculture (USDA) gives out a variety of loans to help low- or moderate-income people buy, repair or renovate a home in a rural area. Some of the popular types of loans are: the single family direct homeownership loan, the single family guaranteed homeownership loan, the rural repair and rehabilitation loan or grant and the mutual self-help loan.
Though the terms and details of these loans differ, all offer very competitive interest rates and don’t require a cash down payment. To qualify, you need to have a decent credit history.
We’re here to make the USDA home loan process a lot easier, with tools and expertise that will help guide you along the way, starting with our FREE USDA Loan Qualifier.
We’ll help you see the differences between loan programs, allowing you to choose the right one, whether you’re a first-time home buyer or a seasoned homeowner.
The USDA Loan Process
Here’s how our home loan process works:
- Payment Terms of 15 or 30 Years
- Fixed Rates
- Simple Refinances
- Low Cost Mortgage Insurance
- Complete our simple on-line application
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
