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  • Purchase
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  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap
  • Purchase
  • Refinance
  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap
  • Purchase
  • Refinance
  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap
  • Purchase
  • Refinance
  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap
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Loan Options

Purchase

Adjustable Rate Mortgage
Interest Rate and payments remain the same for the entire term of the loan.
FHA
An FHA loan provides a government-insured loan with flexible loan options.
VA
VA Loans offer flexible options as either fixed-rate or ARM mortgages.
USDA
Purchase a home with no money down in certain rural and suburban areas.
Jumbo
Jumbo loans offer maximum flexibility for home financing for larger loans.
Investment Property
Mortgage loan programs for vacation and investment properties.
30-Year Fixed Rate
Get a FREE quote on a 30-year fixed rate mortgage & save thousands of dollars per year.
15-Year Fixed Rate
Get a FREE quote on a 15-year fixed rate mortgage & save thousands of dollars per year.
Rehab and Investment Financing
Remodel or build new. We have options for both.
Refinance
Mortgage refinancing may lower your monthly payments.

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Equal Housing lender

David Kosmecki

 
Branch Manager | Team Leader
 

NMLS # 265365 | 3094 

MN-BR-2772760

www.nmlsconsumeraccess.org

Contact Us

  • 11108 Zealand Ave N, Suite 104, Champlin, MN 55316
  • 1821 University Ave West, Suite 125, Saint Paul, MN 55104
  • (763) 710-2610
  • david.kosmecki@KosmeckiTeam.com

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Important links

  • Purchase
  • Refinance
  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap
  • Purchase
  • Refinance
  • Loan Options
    • Low Down Payment Purchase Options
    • Fixed Rate Mortgage
    • FHA Home Loan
    • USDA Loan
    • VA Home Loan
    • First Time Buyer Mortgage Options
    • Rehab and Construction Financing
    • Adjustable Rate Mortgage
    • Reverse Mortgage
  • Tools
    • Mobile Mortgage App
    • Apply Online
    • Secure Document Upload
    • Calculators
      • Conventional Home Loan Calculator
      • VA Mortgage Calculator
      • FHA Mortgage Calculator
      • USDA Mortgage Calculator
    • Credit Information Insights
    • Learning Center – Blog
  • About
    • About Dave Kosmecki
    • Team Members
    • Reviews
    • Schedule a Buyers Discovery Call
    • Schedule Discovery Call for Realtors
    • Contact Us
  • Sitemap

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  • Apply Online
  • Contact Us

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@2025 Primary Residential Mortgage, LLC Corporate Office is located at 1480 North 2200 West, Salt Lake City, UT 84116. For Advertisement Purpose Only. All Rights Reserved. NMLS #3094 #800-255-2792. For licensing information, go to http://nmlsconsumeraccess.org/. This is not a commitment to lend. Credit and collateral are subject to approval. Program and other restrictions may apply. Programs, rates, terms, and conditions are subject to change without notice.

All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply.
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